MMF Resources | CICRF



TRENTON, NJ - The Catastrophic Illness in Children Relief Fund (CICRF) is a New Jersey state program, designed to assist families struggling with the financial responsibilities that accompany a child's significant health problems. The program has existed for over 25 years, and has assisted hundreds of families annually. Established by legislation in 1988, CICRF is intended to be a financial resource that can help New Jersey families, regardless of income, cope with medical expenses for their children that are not fully covered by insurance, state or federal programs, or any other resource. The Fund is designed to provide a financial safety net for families struggling with a child’s previously incurred expenses.

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Since its inception the Fund has helped 9,057 applicants with more than $180 million. For Fiscal Year 2018, the Commission has approved nearly $8 million in assistance for 349 eligible applicants. In Fiscal Year 2017, the Commission approved over $6 million in grants to 342 eligible applicants. 


  • The applicant child must be under the age of 22 when expenses were incurred.

  • Expenses must have already been incurred by the family; they cannot be prospective in nature.

  • The applicant family must reside in New Jersey for at least three months prior to application and at least one of the applicant parents must be a legal, permanent resident of the United States. For purposes of our program, parents who are residing in the U.S. under a work or educational visa would not be eligible for assistance, as they would be considered legal residents but not permanent ones.

  • The eligible out-of-pocket expenses must exceed 10% of the family’s annual income and 15% of any income over $100K. Example: a family with an income of $50,000 per year would need $5,000 in eligible expenses in order to meet their eligibility standard, but a family making $150,000 would need $17,500 (10% of $100K = $10K plus 15% of $50K = $7,500).

For more information or to apply online, visit!

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The Catastrophic Illness in Children Relief Fund also works with The Camden County Board of Freeholders to create the Camden County Catastrophic Illness in Children Relief Fund Bridge Loan program which provides secure “bridge loans” up to $5,000 to be used for eligible down payments for expenses such as home modifications, vehicle modifications, or equipment necessary to improve mobility. This particular option is only available to families residing in Camden County, New Jersey. Click here to view this program!

The information in this article was approved and provided by way of:

 Amy E. Taklif, M.S.W., L.S.W.

Catastrophic Illness in Children Relief Fund

Main: 609-292-0600

Fax: 609-633-2947 or 609-341-5350



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